Ringmark Terms of Service (Draft for review)

Status: first draft prepared for owner review and, per the pending owner decision, either solicitor review or recorded interim owner acceptance. This is not legal advice and should not be treated as final until that decision is made.

Last updated: [date of owner acceptance or solicitor sign-off]

1. Who we are

Ringmark is a trading name of Grow Online Digital Ltd, a company registered in England and Wales under company number 14310212. Our registered office is 167-169 Great Portland Street, 5th Floor, London, England, W1W 5PF.

You can contact us at hello@ringmark.co.uk.

2. What Ringmark provides

Ringmark publishes a free Local Price Gap Index, a free public evidence and methodology page, and the Area Evidence Dossier, a one-off digital report for a single England or Wales outcode, priced at £19.00 per dossier. Grow Online Digital Ltd is not currently VAT registered, so no VAT is added to this price and the £19.00 you see at checkout is the total price you pay.

3. What the dossier is, and what it is not

The Area Evidence Dossier is a descriptive report. It shows the current local price gap for the outcode you purchase, comparable sales, transaction volume, property type and EPC distribution where sample size allows, and adjacent historical context, all built from Land Registry, EPC, and ONS data as described on our public evidence page.

The dossier does not contain a price forecast, a valuation of any specific property, a model-generated range, or investment advice. Nothing in the dossier or on this site is financial advice, and Ringmark is not authorised or regulated by the Financial Conduct Authority. Historical patterns described in the dossier do not predict what will happen to prices in the future.

4. Purchasing a dossier

Dossiers are purchased individually through our checkout, processed by Stripe. We do not store your card details. You will see the exact total, including any tax, before you confirm payment.

5. Delivery

Dossiers are generated after payment and are not available instantly. Once your dossier reaches a ready state, we deliver it as a downloadable PDF by email, using a link that expires after a limited period. Typical generation time is shown at checkout. See our separate Cancellation, Refunds and Digital Delivery Policy for what happens if generation fails.

6. Accounts

You do not need an ongoing account to browse Ringmark. An account is created only to access a purchased dossier and manage its download. We do not offer saved areas, alerts, or subscriptions as part of this product.

7. Acceptable use

The dossier is for your own personal or internal business use. You may not resell, redistribute, or publish the dossier itself, though you may share findings you draw from it in your own words.

8. Accuracy and data limitations

We source data from HM Land Registry Price Paid Data, EPC records, and ONS statistics, and describe our methodology and its limitations on the public evidence page. Where an outcode has too few recorded sales to support a reliable figure, the dossier will say so rather than presenting a misleadingly precise number. We take reasonable care in preparing this data but do not guarantee it is complete, current, or error free.

9. Liability

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud, or for anything else that cannot lawfully be excluded or limited under English law. Subject to that, our liability to you for any claim relating to a dossier purchase is limited to the amount you paid for that dossier.

10. Changes to these terms

We may update these terms from time to time. The version in effect at the time you purchase a dossier is the one that applies to that purchase.

11. Governing law

These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction over any dispute, without prejudice to any mandatory consumer protections that apply in your own country of residence.

12. Contact and complaints

If something goes wrong, contact us at hello@ringmark.co.uk and we will do our best to put it right.